Resources for Short Sales

It is my goal to offer both Buyers and Sellers as many resources as possible to make their Short Sale experience as efficient as it can be.

Here you will find information, documentation, links to helpful articles and other guides that will provide a framework for completing your Short Sale transaction.

Pre-Listing Work Sheet

Click to download a Pre-Listing Worksheet for Sellers.  This document will give me the information I need in order to compile a Short Sale Package for the Lender or Lenders.  *Note: Your Actual Authorization Letter must be signed and dated by all account holders (both borrower and co-borrower), and must include your property address and account number.

Sample Third Party Authorization

Click to download a sample Third Party Authorization form.  This document will allow me to communicate with your Lender or Lien Holder to discuss and negotiate your account. *Note: Your Actual Authorization Letter must be signed and dated by all account holders (both borrower and co-borrower), and must include your property address and account number.

Sample Hardship Letter

Click to download a sample Hardship Letter.  This letter will explain to your lender in your own words why you are experiencing difficulty in keeping up with your mortgage, and why you are attempting a Short Sale.  *Note: Your Actual Authorization Letter must be signed and dated by all account holders (both borrower and co-borrower), and must include your property address and account number.

HAFA Guidelines - Link to Home Affordable Foreclosure Alternatives wesbite

HAFA Fact Sheet - Updated June 30, 2011

Dodd-Frank Certification - Link to Dodd-Frank Certification Form, which is required by loan servicers along with most short sale submissions

FNMA Look Up Tool - Link to Fannie Mae website tool that allows you to determine if your loan is owned by Fannie Mae

IRS Mortgage Forgiveness Act - Link to detailed information on the IRS website regarding the Mortgage Forgiveness Act 

If you have any questions about preparing your documents, whether they are listed above or elsewhere, please email RosaAgencyRealtors@gmail.com or call (917) 518-7861.